/* ВЛАДЕЛЕЦ: переменные сверить с текущим styles.css (светлая тема) */
:root{
  --bg:#f5f4fa; --surface:rgba(255,255,255,.78); --border:rgba(30,20,60,.1);
  --txt:#1a1530; --mut:#6b6480;
  --vio:#7c3aed; --vio2:#8b5cf6; --cyan:#0ea5e9;
  --shadow:0 8px 30px -12px rgba(80,60,160,.18); --r:16px;
}
*{margin:0;padding:0;box-sizing:border-box}
body{background:var(--bg);color:var(--txt);font-family:'Manrope',sans-serif;
  font-size:15.5px;line-height:1.65;padding:24px 14px 60px}
.wrap{max-width:960px;margin:0 auto}
.glass{background:var(--surface);border:1px solid var(--border);
  border-radius:var(--r);box-shadow:var(--shadow);backdrop-filter:blur(14px)}
.kicker{font-size:11.5px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--vio)}
h1{font-family:'Unbounded';font-weight:600;font-size:clamp(20px,3.4vw,28px);line-height:1.25;margin:10px 0 8px}
.badge{display:inline-flex;gap:8px;padding:6px 14px;border-radius:100px;font-size:12px;
  font-weight:800;background:rgba(124,58,237,.08);border:1px solid rgba(124,58,237,.25);color:var(--vio)}
h2{font-family:'Unbounded';font-weight:600;font-size:20px;margin:0 0 14px}
h3{font-size:15.5px;font-weight:800;margin:16px 0 8px}
.calc{padding:22px;margin-top:20px}
.three{display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px;margin-bottom:14px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:14px}
.f label{display:block;font-size:10.5px;font-weight:800;letter-spacing:.06em;
  text-transform:uppercase;color:var(--mut);margin-bottom:4px}
.f input,.f select{width:100%;padding:10px 12px;border-radius:10px;border:1px solid var(--border);
  background:#fff;color:var(--txt);font-family:'Manrope';font-weight:700;font-size:14.5px;outline:none}
.f input:focus,.f select:focus{border-color:var(--vio2);box-shadow:0 0 0 3px rgba(139,92,246,.12)}
.hint{font-size:11.5px;color:var(--mut);margin-top:3px}

.strat{display:grid;grid-template-columns:1fr 1fr 1fr;gap:10px;margin:14px 0}
.strat label{padding:13px 10px;border-radius:12px;border:1.5px solid var(--border);
  background:#fff;cursor:pointer;display:block;font-weight:700;font-size:12.5px;
  line-height:1.4;transition:.2s;text-align:center}
.strat input{display:none}
.strat input:checked+span{display:block}
.strat .rad{display:block}
.strat label.sel{border-color:var(--vio);background:rgba(139,92,246,.08);
  box-shadow:0 0 0 3px rgba(139,92,246,.12)}
.strat b{display:block;font-size:13px;margin-bottom:3px}

.res{padding:18px;border-radius:14px;background:linear-gradient(135deg,rgba(124,58,237,.08),rgba(14,165,233,.06));
  border:1px solid rgba(124,58,237,.25);margin-top:8px}
.res h3{margin:0 0 12px;color:var(--vio)}
.cmp{width:100%;border-collapse:collapse;font-size:13.5px;margin-bottom:8px}
.cmp th{text-align:right;padding:9px 10px;background:rgba(124,58,237,.1);font-weight:800;font-size:12px}
.cmp th:first-child{text-align:left}
.cmp td{padding:9px 10px;text-align:right;border-bottom:1px solid var(--border);font-weight:600}
.cmp td:first-child{text-align:left;color:var(--mut)}
.cmp .best{background:rgba(126,226,168,.12);font-weight:800;color:#1a7a4a}
.cmp .best::after{content:' ← лучшая';font-size:10px;font-weight:800;color:#1a7a4a}
.gold{color:#b8860b;font-weight:800;font-size:12px;margin-bottom:10px;display:block}
.bar{display:flex;height:12px;border-radius:7px;overflow:hidden;margin:10px 0 4px}
.bar div{height:100%}
.legend{display:flex;flex-wrap:wrap;gap:6px 14px;font-size:11.5px;font-weight:700;color:var(--mut)}
.legend i{display:inline-block;width:9px;height:9px;border-radius:3px;margin-right:4px}
.chart{margin-top:14px}
.chart .row{display:flex;align-items:center;gap:8px;margin-bottom:6px;font-size:12px;font-weight:700}
.chart .row .nm{width:150px;color:var(--mut);text-align:right}
.chart .row .track{flex:1;height:18px;background:rgba(124,58,237,.06);border-radius:9px;overflow:hidden}
.chart .row .fill{height:100%;border-radius:9px;background:linear-gradient(90deg,var(--vio),var(--vio2))}
.chart .row .val{width:110px;font-family:'Unbounded';font-size:11.5px;color:var(--vio)}

.acts{display:flex;gap:8px;margin-top:16px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;gap:7px;padding:10px 18px;border-radius:11px;
  border:1px solid var(--border);font-family:'Manrope';font-weight:800;font-size:13px;
  cursor:pointer;background:rgba(255,255,255,.7);color:var(--txt);transition:.2s;text-decoration:none}
.btn:hover{transform:translateY(-1px);background:#fff}
.btn-vio{background:var(--vio);color:#fff;border-color:transparent}
.toggle{margin-top:10px;background:none;border:none;color:var(--vio);font-weight:800;
  cursor:pointer;font-family:'Manrope';font-size:13px;padding:6px 0}
.schedule{display:none;margin-top:10px;max-height:340px;overflow:auto;border-radius:12px;
  border:1px solid var(--border)}
.schedule.on{display:block}
.schedule table{margin:0;font-size:12px}
.schedule th{position:sticky;top:0;background:#fff;z-index:1}
.schedule td{padding:6px 10px;text-align:right}
.schedule td:first-child{text-align:left}
.verdict{margin-top:12px;padding:13px 16px;border-radius:12px;background:rgba(14,165,233,.07);
  border:1px solid rgba(14,165,233,.35);font-size:13.5px;line-height:1.6}
.verdict b{color:var(--cyan)}
.note{margin-top:10px;font-size:12.5px;color:var(--mut)}

.seoc{padding:28px;margin-top:26px}
.seoc p{color:#3d3652;font-size:15px;line-height:1.75;margin-bottom:12px;-webkit-user-select:text;user-select:text}
.seoc p b{color:var(--txt)}
.opt2{padding:16px;border-radius:14px;background:rgba(124,58,237,.05);
  border:1px solid rgba(124,58,237,.18);margin-bottom:12px}
.opt2 h3{margin-top:0}
.opt2 ul{padding-left:18px;color:#3d3652;font-size:14px;line-height:1.65}
.opt2 li{margin-bottom:5px}
.warn{margin:14px 0;padding:13px 17px;border-radius:13px;background:rgba(14,165,233,.07);
  border:1px dashed rgba(14,165,233,.4);font-size:13.5px;color:#2c3e50;line-height:1.6}
.warn b{color:var(--cyan)}
table.tb{width:100%;border-collapse:collapse;margin:12px 0;font-size:13.5px}
.tb th{text-align:left;padding:9px 12px;background:rgba(124,58,237,.1);font-weight:800;
  border-bottom:2px solid rgba(124,58,237,.3)}
.tb td{padding:8px 12px;border-bottom:1px solid var(--border);color:#3d3652}
.acc{margin-top:10px;overflow:hidden}
.acc-h{width:100%;display:flex;justify-content:space-between;align-items:center;gap:12px;
  padding:15px 20px;background:none;border:none;color:var(--txt);font-family:'Manrope';
  font-weight:800;font-size:14.5px;text-align:left;cursor:pointer}
.chev{flex:none;color:var(--vio);transition:transform .3s}
.acc.open .chev{transform:rotate(180deg)}
.acc-b{display:grid;grid-template-rows:0fr;transition:grid-template-rows .35s}
.acc.open .acc-b{grid-template-rows:1fr}
.acc-in{overflow:hidden}
.acc-pad{padding:0 20px 16px;color:#3d3652;font-size:14px;line-height:1.7;-webkit-user-select:text;user-select:text}
.links{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}
.links a{padding:9px 16px;border-radius:100px;font-size:13px;font-weight:700;text-decoration:none;
  color:var(--vio);background:rgba(124,58,237,.08);border:1px solid rgba(124,58,237,.3)}
.disc{margin-top:18px;font-size:12.5px;color:var(--mut);font-style:italic;line-height:1.6}
@media(max-width:640px){.three,.two,.strat{grid-template-columns:1fr}
  .calc,.seoc{padding:18px 16px}.chart .row .nm{width:100px}}
@media print{
  body{background:#fff;padding:0}.no-print,.acts,.kicker,.badge,.links,.disc{display:none!important}
  .glass,.calc,.res,.schedule{box-shadow:none;border:1px solid #ccc;background:#fff!important}
  body{color:#111}.cmp td,.cmp th{color:#111}
}
/* Тёмная тема для лендинга досрочного погашения (правка 21.09.2026).
   Классы приехали из исходного файла и в общей теме не покрыты: панели светлые, текст светлый — сливался. */
[data-theme='dark'] .glass, [data-theme='dark'] .calc, [data-theme='dark'] .res, [data-theme='dark'] .cmp,
[data-theme='dark'] .strat label, [data-theme='dark'] .acc, [data-theme='dark'] .acc-h {
  background: #161831 !important; border-color: #2a2c4d !important; color: #eef0ff !important;
}
[data-theme='dark'] .kicker, [data-theme='dark'] .lead, [data-theme='dark'] .hint, [data-theme='dark'] .nm { color: #d7d9ec !important; }
[data-theme='dark'] .badge { background: #23254a !important; color: #eef0ff !important; }
[data-theme='dark'] .strat label.sel { background: #23254a !important; border-color: #7d6dff !important; }
[data-theme='dark'] .strat input, [data-theme='dark'] .f input, [data-theme='dark'] select { background: #171830 !important; color: #eef0ff !important; border-color: #2a2c4d !important; }
[data-theme='dark'] table, [data-theme='dark'] th, [data-theme='dark'] td { background: transparent !important; color: #d7d9ec !important; border-color: #2a2c4d !important; }
@media (prefers-color-scheme: dark) {
  html:not([data-theme='light']) .glass, html:not([data-theme='light']) .calc, html:not([data-theme='light']) .res { background: #161831 !important; border-color: #2a2c4d !important; color: #eef0ff !important; }
  html:not([data-theme='light']) .kicker, html:not([data-theme='light']) .lead, html:not([data-theme='light']) .hint { color: #d7d9ec !important; }
}